OPay is licensed by CBN, insured by the NDIC and trusted by over 18 million users. – Easy and instant account opening with your phone number, we will show you how to open an Opay account and make money with it.
Over 300,000 mobile money merchants across all 36 states of Nigeria now use the company’s services since it launched in June 2018.
OPay is a mobile-based payment system that combines transportation, food and grocery delivery, and other essential everyday services in one location. Every day, millions of people use OPay to send and receive money, pay bills, and order groceries and food.
The popular Opera small web browser’s owner, the Opera software firm, also owns Opay. After Opera purchased paycom, the launch took place.
Opay is a banking solution that enables you to effortlessly and quickly make payments from the convenience of your home or while you’re on the go.
Spend prudently after paying for your cable TV, electricity, water, school, tolls, and other bills.
To encourage more people to use OPay, Opera has developed a few services that only accept OPay. Opera services including ORide, OTrike, OFood, OBus, OWealth, OLeads, OKash, OCar, OList, and others accept OPay as their exclusive form of payment.
You can rapidly recharge your phone with the OPay app without leaving the house to buy more airtime. You may easily use the OPay App to recharge your phone by downloading it from the Google Play Store.
READ THIS: Moniepoint Reviewâ How to Become an Agent and Make Money
What you can Do with OPay AppÂ
The following is a list of things you can accomplish using OPay:
Purchase airtime: Whether you are an MTN, GLO, Airtel, or 9mobile user, you can utilize opay to purchase airtime for both yourself and others.
Purchase data: Opay allows you to purchase data for both yourself and others. It doesn’t matter what network you are currently connected to because it supports GLO, Airtel, MTN, and 9mobile.
You can use opay to finance your betting account. opay presently supports Bet9ja, Betking, Merrybet, Melbet, Bet9ja agent wallet funding, Nairabet, Mylottohub, Cloudbet, Paripesa, Naira million, and 1Bet.
In Kano, Abuja, Ikeja, Eko, Ibadan, Kaduna, Jos, Enugu, and Port Harcourt, opay is presently supported for paying electricity bills to electricity distribution companies.
Get in touch with friends: On the app, chat with loved ones and friends. Through our wallet-to-wallet payment mechanism, you can send them money with no fees.
- Opay can be used to send money for ordering food.
- Pay via QR
- Obtain payment via QRUtilize OKash to quickly obtain loans.
- Make a purchase
- Create a presence online using OLeads.
OPay Business App
What Is It?
OPay Business App satisfies the retail requirements of virtually all sorts of businesses by providing staff or store administration, quick checkout, business payments, bank transfers, and other helpful features to make your business simpler, safer, and more efficient.
What the OPay Business App allows you to do
Opay Business App is an all-in-one tool for achieving business success.
- Use Multiple payment channels
- Make a sub-account
- All You Need to Maintain Customer Loyalty Is to Automatically Split Your Funds Across Transactions
- Make a product inventory.
- On a single app, create and manage many storefronts.
- Download your declaration
- Transfer money between all Nigerian banks
- Purchase airtime, data, and pay bills.
- Manage the team members you have added.
- Create a report that will help you understand your company.
- In one minute and for nothing, create a poster.
- Create Your Online Store and Start Selling
- Don’t manually enter; instead, scan barcodes
- A Quick Look at Your Business Performance
How to install the OPay business app on iOS and Android
Access the Opay Business app HERE
Opay business app is available on app store on iOS and Android.
Using your web browser, navigate to www.opayweb.com
- Click on any of the application stores that correspond to the device you are using from the options and recommendations.
- Navigate to your phoneâs app store and download the Opay app.
- Install the app and get set to talk with your friends and family in it, as well as send money to them with discounts and no fees.
The steps above is applicable to android and iOS.
How do I set up an OPay merchant account
Opay sign up, itâs quite simple! Download OPay from Google Play. Then, to register your account, simply follow the on-screen instructions. Send an email to ng-support@opay-inc.com after youâve set up your account, asking an OPay merchant registration form.
Qualifications/ Requirements for OPay Mmerchant Registration
- Your Bankâs Verification Code (BVN).
- As verification of your address, provide a utility or other bill dated no more than three months prior to merchant registration.
- A copy of your national identification card, driverâs license, or international passport.
- 1 passport photograph
- After registration, Begin sending and receiving money. To complete a transaction, you only need the phone number of another OPay user. Your consumers can also make payments to you.
You can receive and send up to 5 million Naira daily as an OPay merchant.
How to Create an Opay Account
- Download the Opay App. The first thing you need to do is download the Opay app.
- Provide Your Personal Information. The next step is to provide your personal information.
- Verify Your Account.Â
- Set Up Your Opay Wallet.Â
- Add Funds to Your Account.
- Start Using Your Opay Account.
How to download OPay app for Android and iOS
Opay business app is available on app store on iOS and Android.
Using your web browser, navigate to www.opayweb.com.
Click on any of the application stores that correspond to the device you are using from the options and recommendations.
Navigate to your phoneâs app store and download the Opay app.
Install the app and get set to talk with your friends and family in it, as well as send money to them with discounts and no fees.
How to open OPay Account/Sign up/registration
- To open OPay account, register or sign up, follow the steps below:
- First move to your phone app store
- On the search bar, type âOPayâ and click on search.
- Now download and install OPay
- Provide the information needed to register or sign up.
How to check OPay account number
How to check or get your OPay account number? Itâs pretty simple to get your OPay account number, all you have to do is download OPay app and sign up, the phone number you provided during registration is your OPay account number. At this point, you have to remove the first digit on your phone number.
For instance, if your phone number is 07088742067, remove the first zero and you have 7088742067 a proper 10 digit account number.
How to Login to OPay
- Opay login with email and number
- Open your OPay app
- Fill in your login credentials
- Enter your password
- Press login to login to your dashboard.
- OPay login with phone number in Nigeria
You are required to login to your OPay account using phone number when you forget your login credentials, click on forgotten password to proceed.
How to Open an Opay Account and Make Money
You can make money on Opay by referring your friends and family. All you have to do is click here to register.
Then you download the app. For every person you refer to use the app, you will be paid âĤ800. When those you invite, invite others, you will be paid some amount of money
There is no limit to how many people you can invite.
Another way to make money with Opay is to become an Opay agent.
How to fund or deposit money into your OPay account
You can deposit money into your OPay account in 3 ways.
Fund your OPay account with your debit card
You can deposit funds into your OPay account through your bank debit card. This option will require you to link the card to your account.
Fund your OPay account by sending money from a banking app
Another way to fund your OPay account is by doing a money transfer from the mobile app of your bank.Â
Every registered user on OPay has an account number, although itâs not as functional as the ones issued by normal banks. The last 10 digits of the number you used to register your OPay account is your account number by default.
For example, if I registered my OPay account with the phone number â09012345678â, then my account number will be the last 10 digits â9012345678â.
When sending the money through a mobile app, select PayCom Bank as the bank. The money will be received in your OPay account. However, not all banks support this feature.
READ THIS: 6 Best Loan Apps To Borrow Money in Nigeria
Below are the Nigerian banks that you can use with PayCom Bank:
- Zenith Bank.
- Access Bank.
- Heritage Bank.
- Sterling Bank.
- United Bank Of Africa (UBA).
- Diamond Bank.
- First City Monument Bank (FCMB).
- Wema Bank.
- GTBank.
- Union Bank.
- Stanbic IBTC.
Fund your OPay account through an OPay merchant
This third option is the best if you have cash. You wonât have to deposit the cash at a bank branch before you can fund your OPay account.
An OPay merchant is a POS agent that makes use of OPay services. Such a person is registered with OPay as an agent and not a normal user. Also, an OPay agent has a daily transaction limit that is higher than that of normal users.
To fund your OPay account through an agent, open the OPay app and tap on ânearby agentsâ. You will see all the OPay merchants near you and the location of their outlet.
On getting to the POS outlet, give the agent your cash and your OPay account will be credited with the same amount of funds.
How to withdraw money from your OPay account
There are 2 ways to withdraw money from your OPay account. One way is to use the OPay app to withdraw to a bank account. You will be credited in minutes.
Another way is to visit the outlet of an OPay agent. Send the money to the agentâs OPay account and you will receive your money in cash.
How to send money to other users using OPay
When you have a sufficient balance on your OPay account, you can send your desired amount to another OPay user.Â
Just open the OPay app, click on the âtransferâ button on your dashboard and select OPay. Then input the beneficiaryâs OPay number (phone number that your beneficiary registered with) and the amount you are sending. Enter your password and the transaction is complete.
Also, you can visit an OPay agent and deposit cash. You will also provide the OPay number of the beneficiary. The same amount you deposited will be sent.
How to get a loan with OPay
OKash is a sister company to OPay. OKash is registered as a Microfinance Bank with the Central Bank of Nigeria.
OKash offers its services under the name âBlue Ridge Microfinance Bankâ. You can borrow short term loans with OKash and pay later.
To borrow a loan from OKash, you just have to download the stand-alone app from Google Play Store. You can also visit the OKash website.
You need to be within the age of 20-55 years old before you can borrow loans on OKash. You will also need to provide your BVN and other bank information.
OPay Office Contact In Nigeria
OPay has its Nigerian head office at Alexander House, Otunba Jobi Fele Way, Ikeja in Lagos State, Nigeria.
The working days are Monday to Friday. The working hours begin at 9 AM and end at 5 PM (West African Time).
READ HERE
Best 6 Low Cost SEO Services For Small Business
Moniepoint Reviewâ How to Become an Agent and Make Money
6 Best Loan Apps To Borrow Money in Nigeria